<?xml version="1.0" encoding="UTF-8"?>
<record
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>01919nam a22001817a 4500</leader>
  <controlfield tag="008">260401b           ||||| |||| 00| 0 eng d</controlfield>
  <datafield tag="020" ind1=" " ind2=" ">
    <subfield code="a">9798989197200 (pbk.)</subfield>
  </datafield>
  <datafield tag="041" ind1=" " ind2=" ">
    <subfield code="a">English</subfield>
  </datafield>
  <datafield tag="082" ind1=" " ind2=" ">
    <subfield code="a">332.024 KEA</subfield>
  </datafield>
  <datafield tag="100" ind1=" " ind2=" ">
    <subfield code="a">Keane, Raman </subfield>
  </datafield>
  <datafield tag="245" ind1=" " ind2=" ">
    <subfield code="a">Financial literacy for young adults simplified : </subfield>
    <subfield code="b">discover how to manage, save, and invest money to build a secure &amp; independent future /</subfield>
    <subfield code="c">Raman Keane</subfield>
  </datafield>
  <datafield tag="260" ind1=" " ind2=" ">
    <subfield code="a">[United States] :</subfield>
    <subfield code="b">[Publisher not identified], </subfield>
    <subfield code="c">2023.</subfield>
  </datafield>
  <datafield tag="300" ind1=" " ind2=" ">
    <subfield code="a">147 p. : </subfield>
    <subfield code="b">ill. ; </subfield>
    <subfield code="c">23 cm</subfield>
  </datafield>
  <datafield tag="505" ind1=" " ind2=" ">
    <subfield code="a">Summary:In this guide, here is just a fraction of what you'll discover: 10 money habits that will put you on the path to financial security without having to give up your favorite things, why lottery winners go broke - get the right mindset so it won't happen to you, how to create a custom budget that works for you and builds wealth, alternatives to student loans that won't get you into debt and still give you an excellent education, how to let your money work for you while you enjoy a good night's sleep, how to turn bad debt into good debt and use it to build wealth, the must-know principles when investing in Cryptocurrency, 5 investment mistakes to avoid so you don't end up losing your hard-earned savings, how to save money on your tax bill legally, the advantages of owning your own business and other income streams that will ensure your financial stability even if you lose your day job. -- Amazon</subfield>
  </datafield>
  <datafield tag="505" ind1=" " ind2=" ">
    <subfield code="a">Contents:
Dollars and sense
Your mindset matters
Rainy days
Tighten your belt (and still live well)
The albatross around your neck
Good and bad debt
Onward and upward together
Don't put all your eggs in one basket
Let your saved money work for you
The bulls and the bears
Crytocurrencies
Planning for retirement
Paying the piper
Carrying the torch forward</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Culture financi&#xE8;re.</subfield>
    <subfield code="a">Finance, Personal.</subfield>
    <subfield code="a">Financial literacy.</subfield>
  </datafield>
  <datafield tag="942" ind1=" " ind2=" ">
    <subfield code="c">1</subfield>
  </datafield>
  <datafield tag="999" ind1=" " ind2=" ">
    <subfield code="c">16031</subfield>
    <subfield code="d">16031</subfield>
  </datafield>
  <datafield tag="952" ind1=" " ind2=" ">
    <subfield code="0">0</subfield>
    <subfield code="1">0</subfield>
    <subfield code="2">ddc</subfield>
    <subfield code="4">0</subfield>
    <subfield code="6">332_024000000000000_KEA</subfield>
    <subfield code="7">0</subfield>
    <subfield code="9">34511</subfield>
    <subfield code="a">WELBLR</subfield>
    <subfield code="b">WELBLR</subfield>
    <subfield code="d">2026-04-01</subfield>
    <subfield code="e">Apollo Book Distributors</subfield>
    <subfield code="g">3000.00</subfield>
    <subfield code="l">0</subfield>
    <subfield code="o">332.024 KEA</subfield>
    <subfield code="p">B016462</subfield>
    <subfield code="r">2026-04-01</subfield>
    <subfield code="w">2026-04-01</subfield>
    <subfield code="y">1</subfield>
  </datafield>
</record>
